A clearer comparison, by API.

Form exposes an MCP tool for comparing its illustrative deposit concepts. It provides the same model used on this website and never exposes waitlist records or opens accounts.

Connect

Use this site’s origin followed by /mcp as an HTTP MCP endpoint. Access follows the site’s hosting permissions. An owner-private site requires its authorized connection.

Available tool

compare_deposits

{
  "amount": 25000,
  "term": 3,
  "marketReturn": 0.3
}

Amount: $5,000–$1,000,000. Term: 1, 3 or 5 years. Market return: −0.50 to 1.00, representing total S&P 500 price change over the entire term. Responses include participation, minimum return, eligible index growth cap (applied before participation), maximum market-linked return, maximum total return, break-even and capped scenario maturity value for all three concepts.

These are illustrative assumptions, not available products, live rates, forecasts or personalized advice. No issuer or FDIC-insured Form deposit exists today. Only Balance and Growth can join the website’s non-binding waitlist. Standard CD is comparison-only.